LIC Health Plus (Table No. 901):
Unit Linked health insurance plan which provides for insurance against health risks.
b) Health Protection Plus (Table No. 902):
A whole life unit linked health insurance plan which provides for insurance cover against health risks up to age 75 years and Domiciliary Treatment Benefit/out patient Department expenses reimbursement till the unit fund exhausts. Also, premiums up to a limit are eligible for income tax relief u/s 80D.
C) Jeevan Arogya
Windy Before signing on to the plan at sochol, get a few quotes to see what’s available on your own (that is, with an individual policy). That way, it won’t matter whether you’re a student, full time or part time, or even taking some time off, etc. (it won’t depend on you remaining a student to keep the coverage). Once you have a few sample rates (see below for some links to get prices) you’ll then be better able to compare the sochol’s offering to what you can get elsewhere see which is the better plan for you. Here’s a few additional tips:1. Don’t buy more coverage than you think you’re likely to use. Plans with lots of really great benefits (low deductible, doctor drug copays, routine checkup benefits, etc.) are really nice, but all that will raise the cost. Are you looking for health insurance or health care financing? The point of insurance is to help you pay for something you can’t handle yourself, like an expensive surgery ($50,000+) or radiation/chemotherapy, etc., etc. (Does your auto insurance pay for routine service, like oil changes, new tires, or a brake job?)2. Even if you buy a plan with a big deductible ($2,500 5,000) you’ll still find plenty of plans that will still include doctor drug copays.3. You may want to contact a local broker near you who specializes in health insurance (see NAHU.org below).4. Remember: your monthly premium is a fixed cost you’ll have to pay, while the actual health insurance benefits are items you’ll face ONLY if you have some health care. Keep your fixed costs down by considering a higher deductible plan.5. Finally, stick with the brand name companies, like Blue Cross, Aetna, Humana, etc There are a lot of plans around that look good, but when crunch time comes for the big claim, there’s no such thing as a free lunch. Don’t gamble with something that might be this critical.Hope this helps a bit!
Under the policy Jeevan Arogya (903)what is if the insurer paying premium dies, having his children and his relatives in his Plan.
mere ak clint ki age 46y hai vo licindia ka helth insurance chahate hai and 25000/rs per year jama karna hai to which plan is best for him he is merrid and ve kitana labh pa sakegen
Why Health Protection Plus Plan (902) is not prepared for Monthly EMI. Employees particularly are waiting for this table to be applied on the basis of monthly EMI so that more peoples will take the benefit.