LIC Jeevan Anand Table 149 W.e.f. 1-2-2002, a combination of Whole Life plans and Endowment Assurance. Death cover is throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival. More
| Lic Jeevan Anand General Policy Condition | |
| Min. age at entry | 18 yrs completed |
| Max. age at entry | 65 yrs |
| Modes allowed | All |
| Accident benefits per 1000 S.A. |
Incl. in T.P |
| Min. S.A. | Rs 1 lakh |
| Max. S.A. | Any amount |
| Min. Prem. Term | 5 years |
| Max. Prem. Term | 57 years |
| Max. DAB | 5 lakhs |
| Max. ppt Mat. Age | 75 years |
| Underwriting requirements | |
| Female Living category | I/II/III |
| Form No. | 300 (Rev.) |
| Age Proof | Std/NSAP-1/2/3 |
| Actual Sum Assured (ASA) | Basic S.A. |
| Dating back@ 8% | Allowed |
| Risk coverage | SA+Bonus |
| Non-Medical General | Allowed |
| Non-Medical Professionals | Allowed |
| Non-Medical special | Allowed |
| Lic Jeevan Anand Policy Servicing | |
| Assignment | Yes |
| Revival | Yes |
| Surrender of Policy | Yes |
| Housing Loan | Yes |
| Policy loan@ 9% | Yes |
| Critical Illness Rider | Yes |
| Key main Insurance | No |
| Term Rider Option | No |
LIC Jeevan Anand Maturity Benefits:
- Bonus plus Sum Assured is payable with Final Additional Bonus if any at the end of the Premium Paying Term.
Death Benifits:
- Accumulated Bonus and Sum Assured are payable if death occurs BEFORE the Premium Paying Term.
- No bonus is payable but an additional amount equal to the SUM Assured is payable if death occurs AFTER the Premium Paying Term.
Lic jeevan anand other details:
- During the premium paying term and thereafter up to age 70, accident benefit is available.
- This plan is a combination of Whole Life and End. Assurance Plan.
- Till the death of the Policy holder, risk cover continues even after the Premium Paying Term is over.
- This plan is not allowed to proponents with history of deformity falling under Group B.
- This plan can be allowed to the proponents engaged in hazardous occupations attracting occupational extra subject to imposing restrictive clause 85.
Lic Jeevan Anand Rebates for High Sum Assured:
| Rebates for High Sum Assured: | |
| Below 3 lacs | Nil |
| 3 lacs to less than 5 lacs | 1 |
| 5 lacs to less than 10 lacs | 1.5 |
| 10 lacs & above | 1.75 |
Under the plan, Maximum Accident Benefit cover is Rs 5 Lakhs. This limit excludes Accident Benefit availed under other plans.
Example:
Mr. Bob, aged 25 years, takes a Lic Jeevan Anand Policy for 25 yrs for 1 lakh. On maturity, he will receive Rs. 2,12,500 (Rs 1,12,500 being estimated bonus at Rs 45 per thousand p.a.) but policy risk continues till he is alive.
In case, he dies (after PPT is over) at the age of 60 years, his nominee will get additional Rs. 1 lakh equal to S.A. amount. Since, Mr. Bob has already received the bonus, second time bonus is not payable. In case, he dies during PPT, his nominee will get Rs. 1 lakh + accrued bonus till Mr. Bob’s death.
| Policy Servicing | |
| Assignment | Yes |
| Revival | Yes |
| Surrender of Policy | Yes |
| Housing Loan | Yes |
| Policy loan@ 9% | Yes |
| Critical Illness Rider | Yes |
| Key main Insurance | No |
| Term Rider Option | No |
please give me maturity chart.
please give me maturity chart.
My husband wants to go for a Jeevan Anand Policy for 10 years. His DOB is 9th Jun 1952.What will be the annual premium considering the sum assured amount as 5 lakhs.
I have two lic 149 plans of 10lacks and 4lacks for 26 years which one is more benefited and what will be the major difference in this two? should I go with one lic 149 plan of 14 lakhs. please reply would be pleased , thanks.
only benefit is if in any point of time you are passing through any financial crises than you can pay either of policy premium and surrender the other policy. if you have money problem at any time than you can surrender policy of 4 lakh and continue the policy premium of 10 lakh sa through surrender value of 4 lakh or other option is you can take loan on either of the policy and continue paying the premium during financial crises period. as an adviser of LIC i only advise you not to surrender any policy as it is the only investment where you do compulsory saving and safe guard your self and your family
sir, form no. 300 applicable for LIC Jeevan Anand which will be getting by u,pls give me ur mail id i will send u form on ur mail
sir,i was taken jeevan anand policy last yr.i was paid four qrt.instalments but am not getting any information reg.instalments and policy payment details.our agent was not responding…pls needful help…
mam, first of u register ur policy jeevan anand on lic portal, after the registration of ur policy, u can check the status of ur policy online and u can also pay the premium of ur policy online,
I want a to know one policy which serves to my entire family.Like i,wife & my son.I am 33 yr,wife 25 & son 03 yr.
I want the policy such a way that,i can withdraw 03 lac @ the age 46,05 lac @ the age48,08 lac @ the age51,05 lac @ the age54,10 lac @ the age60,10 lac @ the age65 & continue.
Suggest me above policy should cover entire my life with part payment release from LIC.
Which is the policy suits to above?
Dear LIC,
Can you provide LIC Jeevan Anand Table-149 Life Insurance Plan complete details. I have already taken this policy with an annual premium of 52k and a total sum assured of 10Lakhs.I want to know the details of the returns.
Hi,
I am having jeevan anad policy since 2002 year
for sum assured Rs1 lack.Can I get 2 nd claim before death and at what period I CAN GET IF SURRENDER THE POLICY FOR SECOND CLAIM AND WHAT IS THE AMOUNT I AM ELIGBLE,
LONG PERIOD WILL BE BEST FOR YOU.
Buying Jeevan Anand for short period is good or for long period is good?
Wating for your reply!!!
Magson Fernandes
I’m paying YLY Rs.27016.00 since 2011,in the jeevan anand policy.sum assured is 5,00,000.how many years are pay to this policy and how much will be my return.plz tell me.
I’m paying H.Y. Rs.12787/- since 02.2008, I have Jeevan Anand Policy for 20 yrs, How much will be my return. Pls tell me.
Sir,
I am 24 yrs old. I want to buy a policy but confused between jeevan saral and jeevan anand.Which one is better.Plz send reply to my mail id with there brochures.
thank you.
both the policies r well.u should be insured according to your requirment. i suggest u as u r 24, u should take a combind plan of both.
0
dear sir, i have gone through you problem. most of the agent try to sale the product with out knowing product .
jeevan anand is a good policy . in this policy you get maturity benefit i.e at the end of the premium paying term, sum assured + bonus is payable with final additional bonus if any.
this plan is a combination of whole life and end assurance plan. Even after premium paying term is over, risk cover continues till death
accident benefit is available during the premium paying term and there after up to age 70
thanks
hope plz forgive the agent
jeevan Anand is a best policy
Hi,
I would like to open new LIC Policy Jeevan Anand for 10 Lacks or more. and term sould be more than 10 yr. Please send me the proposal document explaining premium charts, bonus, accidental benifit cover Maturity amount all the details to my mail ID.
I had opted JEVAN ANAND policy of 5 lakh for 15 years. So can you explain me what exact total amount i will get after the completion of tenure of 15 years and surrender value after three year
I had opted JEVAN ANAND policy of 10 lakh for 15 years. So can you explain me what exact total amount i will get after the completion of tenure of 15 years and surrender value after three year
Hi I have opted for Jeevan Anand Policy , paying 6000 ( six thousand ) half yearly Premiums for 20 years . Could you please tell me how much I will get at the end of 20 years approximately ?
I have jeevan anand policy in 2009. So i want to know it’s detail. Will got my premiem’s bonus?
BS low – raitnaoltiy high! Really good answer!
Hi,
I have taken the Jeevan Anand policy of 3 lacs on this year (2011) but I am not very sure that I have choosen the right policy or not, and how much I will get after 20 years…Pls suggest
Thanks & Regards,
Ganesh
sir this is the one of best policy in lic you also concragts for your right choosed policy you will get after 20 yrs maturity 5laks and 80 thousand after maturity you also surrender this policy after 10 yrs and also get 1 lakh
Hi,
i have jeevan anand policy now i am paying premium in quartely but i am able to continue i want to change monthly(ecs)now a am paying rupees 2131
after i change monthly (ecs) how much i want to pay ………… pls tell correct amount
manoj kumar sep21st, 2011
i have opted for jeevan anand of 1 lakh for 20 yrs. In the policy paper its nowhere written how much i will get after the full premium is paid after 20 yr. Please help me out.
Thanking you in
manoj kumar
Hi
Can anyone tell me how much money (if possible the return amount in yearly basis) i will get after paying 5 lacks amount in 15 yrs for jeevan anand policy?
Hi
Is there any calculator for jeevan anand / jeevan saral to know the return amount
Dears can u inform which is the best policy among JEEVAN ANAND AND JEEVAN SARAL In reference of receiving maturity amount
well a stirct no no,birla ha 38 % claim settlement ratio.prove me wrong if you can. You dont want to loose money rite ? so invest in lic.
sir,recenty i openid jeevan anand.kindly inform status my policy no. 219438568 via email
[Reply]
PLEASSE SAND MY ID
lic status required
sir,recenty i openid jeevan anand.kindly inform status my policy 648008859 via email
i am opening lic market plus policy in the year 2007 what is total amt i can get after 20 years i.e in the year 2027
aapko kis liye insurance lena hai. for financial and insurance call me. i tell you truth of insurance and investment.
Can you provide LIC Jeevan Anand Table-149 Life Insurance Form on my mentioned e-mail address as possible
Jeevan Anand | Jeevan Saral detail plan
details plan
send your email id
Go in for Birla Sunlife -Classic life premier which is the cheapest ULIP plan available in the market.
Hi
Sir I want buy a lic policy but I want to know which is the best policy, Jeevan Saral or Jeevan Anand. Please send me the pdf brochure of both plans.
Thank you!
sir, both the plan are best, in jeevan saral ur risk cover is 250/- of ur basic premium, and jeevan anand ur risk cover is applicable after the maturity of ur policy, i.e. upto 80 years of ur life
How much I will get after the maturity.I am 25 years old.paying half-yearly premium at the rate of 6969 for 20years.
i have opted for jeevan anand of 8 lakh for 20 yrs. In the policy paper its nowhere written how much i will get after the full premium is paid after 20 yr. Please help me out.
Thanking you in
Rakesh
Mr. Rakesh…
we can’t tell exact howmuch we will gent at the time of closing. we can tell approximate amt because bonus will very from year to year and final additional bonus also will vary year to year.
i can tell you the approximate amt you will get Rs. 17,44,000.00
I AM WORKING IN PRIVATE COMPANY SO EITHER I WANT TO TAKE A SO POLICY THAT COVER IN TEN YEARS AND I SHALL GET MIN 10LAKHS RS FOR MY LIFE OR PLEASE SEND THE DETAIL OF SOME SORT TERM POLICY FOR MY LIFE
hello sir,
nly 6years
dis is parthiban lic advisor from chennai ..ya we have one short time endowment policy …
the policy name jeevan tarang
policy mode : 15 years
polcy premium paying term
Planing to Implement
jeevan surabhi 107 details plan in hindi word
plz……
Please visit the link Lic Jeevan Surabhi and on the left hand side, click on “Hindi” option from the drop down box “Select Language” Powered by Google Translate.
pls send hind profile address on my email
i have opted for jeevan anand of 5 lakh for 10 yrs. In the policy paper its nowhere written how much i will get after the full premium is paid after 10 yrs. Please help me out.
Thanking you in advance.
i have opted for jeevan anand of 8 lakh for 20 yrs. In the policy paper its nowhere written how much i will get after the full premium is paid after 20 yr. Please help me out.
Thanking you in advance.
Azad
It is a traditional policy which works on the Bonus basis. This is one of the risk which is not included in the policy.
I am LIC OF INDIA Agent you have jeevan anand policy 8 lac you geting after 20 years on mathurity of Amount — 15,12,000/- as above
Thanking you sir,
regd
Anand H Karnik
I had opted JEVAN ANAND policy of 10 lakh for 15 years. So can you explain me what exact total amount i will get after the completion of tenure of 15 years.
You will get around 17 lakhs..
Hi,
I have opted for the Jeevan Anand Policy just last week but due to some reason I want to cancel it. How can I do? Is it possible to cancel this policy? I approached to my agent & D.O. but they are saying that you need to give the genuine & authentic reason for the application..Is it true?
Kindly provide your thoughts on the same.
Thanking you.
Krunal
sir,
y dont your agents will expose the term policies, I want to know about the all term polices
Dear sir,
I have an LIC Policy Jeevan Anand that i started paying dated on 28/3/2008 from one of the agent whose agency code is 1017311R. Issue is that i got my first premium receipt without marked DBA(Double Accident Benifit) nor i did found same on my term and condition sheet as per commitment by agent. so pls help me that i can pay my premium without any doubtful. Actually same mail i sent it to customer care of LIC and they provide me ref. no 219173 but still i did not get any response.
I shall be highly oblized.
Thnx n Regards,
Arjun Singh Rawat