## W.e.f. 16-02-2004

General Conditions of Jeevan Saral:

- Min. age at entry: 12 years (completed).
- Max. age at entry: 60 years (nbd).
- Modes Rebate: Yearly 2%; Half yearly 1%
- Max. Maturity age: 70 years.
- Modes Allowed: Yly/Hly/Qly/SSS
- Accident benefit per 1000 SA: Re. 1 extra.
- Min Term: 10 years.
- Max Term: 35 years.
- Premium in multiples: of Rs. 50 pm
- Minimum Premium

- Age 12 to 49 : Rs 250 p.m.
- Age 50 to 60 : Rs 400 p.m.

- Max. Premium : No limit.
- Term Rider option: Yes (Optional).

Requirements in writing:

- Female lives category: I/II/III
- Non-Medical General : Allowed
- Non-Medical Professional: Allowed
- Non-Medical Special: Allowed
- Risk Coverage: Death benefit SA + return of premium paid + LA, if any.
- Age proof: Std./NSAP-1/2/3
- Form Number: 300/340

Policy Servicing:

- Term Rider : Yes.
- Policy Loan @ 9%: Yes.
- Revival: Yes.
- Surrender of Policy: Yes.
- Housing Loan: Yes.
- Assignment: Yes.
- Key-Man Insurance: No.

Term Rider Conditions:

- Min. age at entry: 18 years (completed).
- Max. age at entry: 50 years.
- Min. S.A.: Rs. 50,000.
- Max. SA.: Any amount.
- Max. Maturity age: 60 years.
- SA in Multiples: 10000
- Term Same as Main Plan.

**Features:**

1. This plan is suitable for: (a) Salaried Persons. (b) Due to its flexibility in term & anytime partial withdrawal facility, it is suitable for high Net worth Individuals. (c) Person with uncertain income as LIC provides auto cover in case premium due remains unpaid for 1 year. (d) Person who need money for future contingencies like marriage/education of children.

This plan with features of conventional plans & flexibility of unit link plans provides: (a) Flexibility & liquidity. Under the normal plans, one choose the SA. Whereas in this plan One has to choose the premium he wants to pay. Once the premium is chosen, SA payable on death gets determined. The SA is payable on maturity can then be obtained on the basis of age & policy term.(b) Smooth return. (c) Irrespective of age at entry & term death cover will be the same. However, Maturity SA will differ.

**Benefits:**

1. Maturity Benefits: Loyalty additions + Maturity Sum Assured, if any.

2. Loyalty addition: After the policy has been in full force for at least 10 years, it will be declared.

3. Partial Surrenders: After completion of 3 years or more from the DOC provided full premiums have been paid subject to conditions can be made any time.

4. Auto cover: If subsequent premiums are not paid, the risk cover under the main plan will continue for 12 months from the date fo first unpaid premium (If a policy is in force for full benefits for 3 or more years).

5. Optional Riders: For an additional premium ()Accidental Death & disability benefit rider. ()Term Assurance Rider will be available & their SA will not exceed the death Death Benefit SA.

6. Death Benefits: Loyalty Additions + 250 times the monthly basic premium (called Death Benefits SA) + Return of premiums paid (excluding 1st year premium & extra/rider premium) if any

7. Surrender Value: After it has been in forced for at least 3 years, the policy can be surrendered.

a. Gtd. Surrender Value: 30% of total premiums paid excluding: 1st year premium, all extra premiums & accident benefit/Term Rider premiums.

b. Special Surrender Value: It will be sum of both these two points. (1) If less than 4 years premium has been paid then 80% of MSA will be paid. If between 4 to less than 5 years premium paid, 90% MSA. If premiums are paid for 5 years and above, 100% of MSA. (2) The loyalty Additions, if any, for the term for which the policy has been in force, as announced as at 31st March immediately preceding the date of surrender.

8. Other Details: (a) Under all Plans, Accident Benefit/Term Assurance will be Rs. 25 lakhs as a max cover. (b)Maturity SA for ages 12 to 17 will be the same as that for 18 years. (c) Based on basic premium before allowing any mode rebate, Maturity SA is to be calculated. Excluding any extra premium under this plan for sub-standard life, the rebates will apply to the basic premium thereafter. (d) For Endowment plan, all underwriting rules will apply. The death benefit SA should be considered for the purpose of Underwriting and SUC. As per Endowment plan, Standard extra premium (eg. Occupational extra or in case of physically handicapped lives) would be.

**Example:**

Mr. Mehndi aged 18 years takes a policy for a 20 year term & opts for an yearly basic premium of Rs 6000. After deducting 2% yearly mode rebate which comes to Rs 5880 & adding Double Accident premkum of Rs 125 (6000 Yly premium divided by 12 months = 500 monthly premium multiplied by 250 times = 125000 which is Death Benefit SA. For this DAB @ Re. 1 per 1000 SA = 125) he will pay a premium of Rs 6005. On maturity, he will receive Rs 140530 as maturity SA (Plus Loyalty Addition as declared at that time). In case of his natural death, after 5 years from the date of commencement of policy, his nominee will receive 250 times the monthly basic premium i.e. Rs 125000 (6000 basic yearly premium divided by 12 months = 500. Rs 500 X 250 times) + premiums paid for 5 years (less 1st year premium) Rs 23520. Hence nominee will totally receive 148520.

Click here for more details about **LIC’s Investment plus Risk Plan.**

Arun Kumar

Dear Prdaeep ji,

i hv 1 policy Jeevan Saral (t-165) its started from 25/02/2009 and paid qty Rs. 3062.00

kindly please help me to advise about the maturity Amount.

if its 10yr

if its 20yr

if its 30yr

amit

mera premium 24020 hai to 20yr me kitna ho ga

Shiv Mishra

very nice policy a good plan from LIC for todays world!

RAJANI K.TIRPUDE

SIR, MAINE JEWAN SARAL MONTHLY 4080 /- PAID 10,00,000/-KAR RAHI HU 20 YRS KE LIYE . MUZE YE JANJA HAI KE MUZE 20 YRS KE BAD. KITNA TOTAL AMOUNT MILEGA APPROXIMATLY . MUZE DETAIL JANKARI DIJIYE.

THANKS

RAJANI K. TIRPUDE.

varun

I want to invest 30000 yearly for 10 year in jeevan saral policy table no.165. Please confirm me how much amount I will get after 10 year ?

Prince Mathew

very nice policy by 007.

Chander Shekhar Sood

Sir.I just want to know that i have taken a policy Jeevan Saral (with profits)for my son in March-2010 by paying a monthly premium of Rupees 3062 p.m. for 20 years.For my information kindly let me know how much he is going to get at the time of maturity and also can he extend its time period if he wants to. Waiting for an detailed report.

Amit

I hv taken Jeevan Saral Policy in july 2011 Plan jeevan Saral table 165 Policy term 13 and my age in july 2011 was 26yrs. I am paying Rs 12130/- H/Y.

What maturity amount I will get.

SHESH

I HAVE CONTRIBUTED RUPEES 12135/ EVERY YEAR IN JEEVAN SARAL T.NO. 165 POLICY , HOW MUCH MATURITY WILL I HAVE AFTER 15 YEAR,

shailesh

If I wish to pay 20000 monthly which year do I get 1 crore

Radha Khambati

a good plan from LIC for todays world!

Radha Khambati

a good plan from LIC for todays world!

arun pareek

i recd call from lic regarding extra benifits of medical insurance , credit card as i am old customer of LIC.

sudesh

My nepew is 12 year old his father want to take jeevan saral policy on his life. DAB will available on this policy after 18 year atomatically.

Mohan kumar

1500p.m policyterm 16year

RAKESH ROSHAN

I have lic jeevan saral table no 165. I had taken it on Den 2010 half yearly premium is 36195. I would like 2 know anout what will i get after 5 ,10,15,20,25 years. Plz reply

SANJOY GOSWAMI

i want to know table no. 165 detail, & maturity after 10years and 20 years.

why not written sum assured value on the deeds.

it is not traditional policy? if yes why didn’t.

Sangeeta Singh

Hi Sir,

I am 36 year old , I want to invest Rs 1500/ pm in Jeevan saral policy for 10 years.

So please tell me how much amount I will get after 10 yrs.

Regards

Sangeeta Singh

shankar kr.yadav

Shankar kumar Yadav

Feb 18,2012

Iam 31 yrs old, if i want to invest monthly 2000/- in jivan saral policy to pay 15 yrs then

how much amount i will get after 15 yrs.

Anuj Sharma

I am investing 73512 Thousand rupees, early in Jeevan Saral (For 25 years) and 30000 in LIC Endownment Plus (For 10 Years).

now my question is how LIC will compute the Interest, it compute the compound interest?, like for first year on 73512 LIC will give 77922.72 rupees as per 6 percent rate of interest (At least), next year 77922.72 + 73512 = 151434.72 amount, LIC will compute the next interest? waiting for your reply.

Ranjeet kumar

if you want to invest 6000 per month for 20 years so you will get app.4lac as maturity after 20years. for more detail cont..

rakesh

400740

nishant

my name is nishant garg from delhi u cal call me on my num for detailed deatails of this policy

9868025437

Rajahmad

Mai jeevan saral me investment karna chahta hu.agr mai 6000 yr karunga to 20yr baad meri maturity amount kitni hogi?

Firdous.

I am investing 60,000 yearly for 20 years, What’s the return i can expect?

Will I get the bonus?

How will u calculate the loyalty addition for this?

Is this plan best for future?

Kindly send the details to my email ID.

ratnesh kumar

main jivan saral main har month 2000 invest karunga to 10 yer bad mera return kitna aayega plz confor me

k.rajesh singh

main 3000 jivan saral main yearly invest kar raha hoon 25 yer main total kitna retuarn aayega

ashok mandotra

my birth year 1981 i have o policy from lic name jeevan saral policy 894400676 can u tell is a best policy for me

shri kinkar

maine yearly 6005rs.21 saal ke liye jama kar raha hu aap mujhe bataie ki mai kitne saal par paisa nikal shakta hu, aur 21 saal ke baad mughe kitne paise milenge

annu shukla

jeevan saral is abest policy

VIKAS SINGH

please give the details of best policy

himanshu Rathore

i m 35 years aged,i have jivan saral lic of Rs 6000 per yearly.

how many amount i will recieve after 10 years.

s.p.natani

Lic Jeevan saral is bast policy for lic golden peacock award

OM PRAKASH K. GUPTA

Pilicy No. 906290738 OM PRAKASH K. GUPTA

Policy No. 906044735 KAMTA PRASAD N. GUPTA

In dono Policy ka detail mujhe mail our Mobile par bheje mera mobile no. 8108726195 hai

Email id – guptao96@yahoo.in hai Please Help Me.

Thanks

Your faithfully

OM PRAKASH K. GUPTA

pooja

hello sir,

i invest 1500/- per month in jeevan saral 165 for 16 year.How much will i get after completin of 16 year.

LINGAM

Sir,

If an employer takes Life Insurance policy plan 165 for his employee will he claim as an expenses? if yes then on maturity will it be taxable or not ?

And, also who has control over the policy employer or employee.

ch.srinivasareddy

sir,

please give the details of best policy

yearly RS 36000.00(THIRTY SIX THOUSAND) X 15 TO 17 YEARS

ssgour

mera qaterly premiam one month let ho gaya he to mujhe kitana rs. dena hoga

md anwar

ok.

Dinesh Kumar

am 35 yrs old. i invest 24000 yrly for 20 yrs,then how much amount i will get after 20 yrs. my policy No.-976900171.

Biswajit

if i invest in LIC jivan saral plan,yearly Rs,30,000 after maturity or say for 25years,how much i will get back from LIC.

Kuldeep

I have 21 policies of lic jeevan saral scheme i.e. 6000 rs. p.m. Till now i have paid 2 years premium. Now i want to close this policy. I have heard that after paying total 5 years premium, i can atleast get my paid premium back. IS IT TRUE?

g. datta

my edge is 57 years kindly advice min premium lic/other policy

Amit walia

Pls send Annual statement for 2010-11 to my id Thanks & Regards.

sandeep

please give me any polic

Ranjit nag

Dear sir,

if i invest in jivan saral policiecy 165 no table yearly6000.00 .hoe many i will get back For 10 year.15years&20 year.

ranjit

Ranjit nag

Dear sir,

if i invest in jivan saral policiecy 165 no table yearly6000.00 .hoe many i will get back For 10 year.15years&20 year.

ranjit

Nilesh

I Paid the Rs 1531/-quaterly for 25 years, So please inform me how many amount i will received after maturity.

SHREYANSH SHAH

i want to invest Rs 2000/- PM for 15 years pls tell me how many amount i will get afet 15 years

and how many get assured

hariom singh

I am Hariom Singh IN Want Know about Jeevan Saral table no 165 I am interest to invest 6065/-per Half yearly inform me sum assured 10 year 12 year 15 year My Policey NO 456166252

hariom singh

POLICEY NO 456166252 DETAIL RECURIED

hariom singh

R/SIR PLEASE POLICE NO 456166252 DETAIL BATANA

yadaiah

first the premium is wrong. fot 2L *27yrs plan the premium willbe 9000/-. for 71000/- premium sum will be higher.possible to get 50lakhs+

sowmya

i am paying yearly 60000 in jeevan saral policy age is 28 for 26 years what is maturity amount

H C Mehra

i am paying yearly 12010/-in jeevan saral policy my age is 46 what is maturity amount after 10 years.

hemant singh

this policy is very good and betar

i am invest to 30600 p.y.

Surojit Banik

I am Surojit Banik.I want know about jeevan saral table no.165 .i am interest to invest Rs.6005/- per year.inform me sum assured 12year,15year,20year..

Parveen

Dear Balram

you will may be get a maturity amount approx. Rs.340000/- (estimated)

if

i am 28 yrs old. if i invest 10000 yrly for 15 yrs,then how much amount i will get after 15 yrs.

Parveen

you will may be get a maturity amount approx. Rs.340000/- (estimated)

A NACHIMUTHU

this is better policy for 21yr’s term.better return better features.buy immeditely

yogendra kumar

924683150

balram

i am 28 yrs old. if i invest 10000 yrly for 15 yrs,then how much amount i will get after 15 yrs.

NILESH

IF i want to go for MOnthly 2000 scheme and i want to pay 5 years premium in advance. How much i have to pay

Amar Nath Modi

Dear Sir/Mam,

My agent says that for a policy of 2L X 27 yrs,for a person aged 28 yrs, annual premium will be nearly Rs.71000, and the maturity amount will be 1cr 36 thousand. Is it true? if yes, how? My son wishes to take a policy of the same value if it is true.

munmun naskar

sir this is inform you that lic jeevan saral policy not bonus only loyalty addition and lic also not declare loyalty addition.if your son invested.

the maturity ammount of this policy probbaly 50 lakh or 60 lakh

any other enqery pls call m.naskar DEVELOPMENT OFFICER KHARAGPUR BRANCH WEST BENGAL MOB.NO-9832263715

Suvankar Bag

my policy no 498578454 pls send this my emil id till date statement.

subhan

my policy no 456011837 pls send this my emil id till date statement.

DEEPAK MABLE

i require jivan saral plan insured values and premium chart

Ravi

Hello Deepak Mable

I saw ur request for Jeevan saral plan

I am sending my mail address, mail me from ur mail id, i will send full details on this policy and also i will send the saral chart

Thanks and Regards,

Ravi H

kiran pawar

i want ti invest Rs 2000/- PM for 5 years pls tell me how many amount i will get afet 5 years

pankaj

after 5yrs.maturity amt 94520

because traditional plan

but insurance aapko day 1 se hi milega rate of interest aapko 10 yrs ke baad hi milega

ANIRBAN SEN

this is better policy for 21yr’s term.better return better features.buy immeditely.

Chandan Giri

Hi,

I have a Jeevn Saral Policy (T. No. 165) for 15 yrs with yearly premium of 48040. Now If I want to surrender my policy after 4 yrs then what amount of money I can get back and What I will loose. Please send me a bit detail calculation

Rajeev

i have a jeevan saral policy 165/20 for 20 years i am paying 36030 per annum , i want to know for how many years i have to pay the premium compulsary and how much will i get on maturity and wat will be the bonus

Lakhan Singh

I have a Jeevan Saral (Table-165) policy for 15 years. Annual instalment of policy is 36030. what i should expect at the end of policy maturity. And please suggest which policy is better between PLI and LIC. Thanks

oliver

i have a jeevan saral policy 165/35 for 35 years i am paying 61248 per annum , i want to know for how many years i have to pay the premium compulsary and how much will i get on maturity and wat will be the bonus

Sebastian

Recently I have taken an LIC Jeevan Saral Policy of Rs.15,00,000. My Age is 43 & the period of policy is 20 years. Monthly premium is Rs.6125/-. Though I applied for 20 years of insurance period, the policy shows that last premium to be paid in March 2038 instead of March 2030 and the insured amount shows that about Rs.18,00,000. I have to rectify it but the agent is telling that you can withdraw the policy any time after 12 years. My retirement is in 2028 so I dont want to continue the premium after 2030. I request you to kindly check the monthly premium, 20 years maturity value, death benefits and accident death benefits etc.

kadam satesh

I HAVE TAKEN TWO POLICIES ONE IS TABLE 165-30 FROM 20 MAY 2009 FOR A SUM OF RS. 12135/- PER YEAR AND SECOND IS TABLE 90-15 FROM 28 MAR 2005 FOR A SUM OF RS. 3447/- HALF YEARLY. I HAVE PAID TILL DATE REGULARLY AND WELL IN ADVANCE. QUE – 1 : ANY BENIFITS IF PAID IN ADVANCE? qUE – 2 : INTIMATE BOTH SUM INCLUDING BONUS/BENEFITS AS ON DATE? QUE 3 : HOW CAN I SEE ON ENTHERNET ALL POLICIES DEPOSTIED AND THEIR PROFITS.

kadam satesh

How can i see all primium deposited by me against policies with bonus/latest benifits ON ENTERNET

kadam satesh

Jow can i see all deposite in my policies with todays benifits

Kalpesh

i have taken a Jeevan Saral policy for 21 years

i paid premium Rs 2044/- per month, please tell me how much amount i will get after the maturity of the policy.

Sashanka Dubey

i pay annual premium rs.24020 for jeevan saral 165 for 15 years what will be the maturity amount after 15 years

Sashanka Dubey

i pay annual premium rs.24010 for jeevan saral 165. 15 years what will be the maturity amount after 15 years

LIC

High risk covers at low premium. Comprehensive risks cover for one year after 3 years premium payout. Optional higher cover throughout Term Riders. The policyholder can choose a maximum term but can surrender at any time without any surrender penalty or loss after 5 years. Any number of withdrawals through partial surrendering in this LIC Jeevan Saral plan;

Siddharth

if i invest rs 10000 per month for 10 yrs and 15 yrs ,IN ATM Plan 165 Jeevan Saral LIC of India

what return i would exactly get after maturity ?

plz help me out sir…

Thanks n Regards,

Sidd

prasannakumar (LIC advisor)

I have saw your request

for 10yrs your total amount paying = 1,200,000

you will get maximum of 1,400,000

KUNWAR PAL YADAV

i have taken jeevan saral policy tab 165 of rs 50000 p.a. for 35 years,

could you please help me how much amount i will get at the time of meturity…..

KUNWAR PAL YADAV

i have taken jeevan saral policy tab 165 of rs 6000 p.a. for 35 years,

could you please help me how much amount i will get at the time of meturity…..

Santosh S.Lalka

My age is 30 yrs(nbd). I have taken Jeevan Saral policy for 25yrs term DOC is 31.3.2011 for Rs 1000/month. What will be the maturity at 8% loyalty addition.

And one more same policy (above stated) has taken on 1.04.2011. What will be the maturity at 8% loyalty addition.

Priyesh

Hello,

Senario – If I dont die

Could you please tell me if my monthly premium is Rs. 1000/- how much will be my SA after 11 years and also the Maturity value for this policy?

I would like to know if the SA is equal to the total Premium I have payed for 11 years?

Amarkant Bharti

I have jeevan saral (table 165) policy and my half yearly premium is 6065/-. After 30 year how much i will get.

Mahend

I have taken Jeevan Saral (table 165)policy, monthly premium is Rs. 1000 for 15 years, after 15 years how much amount i will get, please reply me.

mishra

primum 6005 term 20 age 25 maturty ?

Bhasker Kumar

Dear Sir,

I’m taking Jeevan Saral (Table-165) policy for 16 years with yearly premium of Rs. 18,015/-. My D.O.B. is 10-12-1977. May you please explain me that how much amount I will get after the completion of 16 years. Is it beneficiary to take the policy for the longer periods.

Please explain me in details if possible so that if I can change my mind for the bigger amount also.

Thanks & Best Regards,

Bhasker Kumar

Aishwaraya

hi suresh,

i have taken jeevan saral policy tab 165 of rs 6000 p.a. for 35 years,

could you please help me how much amount i will get at the time of meturity…..

Pankaj Chauhan

Jeevan Saral, It sound to be an attractive policy from LIC when I looked at the Chart shown by various agents. It is the same chart available online at various places. It says that monthly investment of Rs 4k will end up in matuarity to Rs32,05,920.

However unfortunately, I could not locate any such chart on LIC’s official website.

Can somebody explain if the amounts mentioned in this charts are gaurenteed / variable / or what ?

Thanks,

Regards,

Rahul Suneja

You have asked a million $ question here, Pankaj.

The chart is made up on the basis of various assumptions and experiences of the Corporation.

You can find this info at LIC’s official website. Select Jeevan Saral policy and go to the “illustration” page.

You can find a table there, that explains how these future values vary.

Many agents claim these charts to be true and factual. People have a trust in LIC and the agents many times mis-sell policies using such charts. However, I will not deny the fact that this Future Value cannot be attained. Just that it is NOT GUARANTEED.

I am from LIC of India, New Business Deptt, New Delhi.

That is why I can tell you that it’s NOT GUARANTEED and only based upon assumptions, which have, in the past, been true and apt.

SATISH

Hi SURESH,

U WILL GET PAID PREMIUMS MINUS ACCIDENT AMT+LOYALTY ADDITION IF ANY WHICH IS NOT GUARANTEED BY L I C.

AGENTS ARE PROPOSING 10%+. IN INSURANCE 10%IS NEVER POSSIBLE.

PL. DO SELF STUDY, DON’T DEPEND ON AGENTS.

suresh

sir. i want know the maturity amounts of premium for RS250, RS500, RS750, andRS1000 in jeevan saral table165 for 15 and 20 years.please help me i am interested in policy.

SATISH

ALL ULIP POLICES NOW A DAYS LOOSING MONEY.

INVESTORS ARE LOOSING THEIR INVESTMENT AMT.

BUT INSURANCE COS. EARNING HUGE FIX INCOME BY IMPOSING VARIOUS CHARGES.

L I C ULIP POLICIES ARE NOT PROTECTED BY GOVT.

L I C BONUS RATES GOING DOWN, WHILE BANK INTEREST RATES ARE GOING UP.ASK YOUR AGENT ABOUT

BONUS RATE CHART. IN MARKET SOME AGENTS SAYING OLD HIGH BONUS RATES.

FEAR OF DEATH= DON’T INVEST IN INSURANCE POLICIES,

GO FOR TERM INSURANCE.

joyeeta kundu (L.I.C agent)

THANK U FOR CHOOSING LIC`S JEEVAN SARAL POLICY I WILL GIVE THE DETAILS OF THIS POLICY.I AM L.I.C AGENT.BUT U GET VERY HUGE AMOUNT END AFTER 20 YEARS.

b.navamani

hai,i am nava mani,i am join jevan saral policy in 20 years premiem paying term. completed one year.

Ujjwal Das

If i went to LIC Jeevan saral and deposit Rs 5000 monthly for 15 Years. My age is 32 years.

What will be the excat maturity amount?

Some googling chart refer Rs 2221984.

siba

sir,

my monthly premium is rs. 5000/-

and the policy is for 20 yrs

what return i would exactly get after maturity ?

plz help me out sir…

Sunil Mondal

Dear/Ma’am,

I have taken a Jeevan Saral Policy in term on 20 Years,my yearly premium is 20400/-.

could tell me how much maturity value(apprx.)?

Thank you for your co-operation

Sunil

Ramesh

plz send me table of jeevan saral

Manish Gangwar

Hi rohit

i also have taken LIC plan(jevan saral policy) of 5 lacs and i pay the same premium as u pay(24020). i dont know much about this policy like how much i will get after the maturity of my policy and all other relevant details. so if u have time then please forward some information to my mail.

Looking forward to your response.

Imran Khan

I have taken policy of jeevan saral(tabel no.165) for 20 years per month 1000/- Quartly Rs. 3063. HOw much maturity amount i will get at the end of 20 years. whether amount given in the chart is correct or not?

Mahend

same doubt for me, if u get reply for this pls inform to me

raja chakraborty

I have taken policy of jeevan saral(tabel no.165) for 16 years per month 1000/- Quartly Rs. 3063. HOw much maturity amount i will get at the end of 16 years. whether amount given in the chart is correct or not?

raja chakraborty

I have taken policy of jeevan saral(tabel no.165) for 16 years(01/07/2010-30/06/2026). HOw much maturity amount i will get at the end of 16 years. whether amount given in the chart is correct or not?

vidya

I have taken policy of jeevan saral(tabel no.165) for 16 years(19/11/2010-19/11/2026). HOw much maturity amount i will get at the end of 16 years. whether amount given in the chart is correct or not?

narendar

hi

i have a jeevan saral policy and my premium mode is half yearly and premium is 6065 rs and this is 15 year policy policy code is (165)so how much money i will get after 15 year can you give me some idea.

thanks

pranab panda

i have taken jeevan saral policy yearly 36000 for 35 years,can anybody tell me what amount i will get if i am surrenderring after 10 years and 5 years.

Aaditya kumar

plz send me table of jeevan saral……..sir i have take jeevan saral policy but i m not saticfy my insurance adviser…plz send me all calculation of 500 rs per month 15 year……aadi

Vishal Giri

I have taken jivan Saral 165 table plan. I pay monthly premium of Rs 1531/-. Policy maturity period is 20 years. how much maturity amount i will get at end of 20 years.

msk

if i invest rs 10000 per month for 10 yrs and 15 yrs , how much money i will get. is this a reliable policy or whether it is unit link based. the figures shown in jeevan saral policy table, are they real or forecasted,

please reply

msk

mishra

jeevan saral 1000 par manth term 20 maturity kiya hogt

nishantmendhe

table 14 retune is 8 lac

saral retune’s depend in number of yrs

purushottam

P/S sir actin give me report

vijayakumari

send u r policy number i can give to details

ANAND (LIC ADVISOR)

DEAR SIR,

THANK U FOR CHOOSING LIC`S JEEVAN SARAL POLICY I WILL GIVE THE DETAILS OF THIS POLICY

Neeru Kandari

Dear Sir,

I have taken LIC Jeevan saral policy (Table 165) for 20 years. I pay monthly premium for Rs. 766/-. If I surrender policy after 3 years how much amount I will get

purushottam

mony back policy islapps i do khnow sir

Pramod Mandavkar

Dear Sachin,

Congratulation for selecting LIC for your life insurance. And also you choosen good plan for for saving and insurance. If you are asking me what is benefit of your plan then you have tell me your monthly premium or Sum Assured.

Pramod K. Mandavkar

sachin

i have taken policy of jeevan saral for 35 years. HOw much maturity amount i will get at the end of 35 years. & If i surrender policey after 15 year hOw much amount i will get.

skpskpskp

I want to invest Rs 1000/ P.M in jeevan saral for 1 year 5 year ,10 years and 15 years four policy how much i will get after 1 year 5 year 10 yrs and 15 yrs. pl reply me

Rahul Suneja

Yes, Rohit.. I can explain to you the complete maturity benefits as well as risk coverage under both policies. If you need assisstance.

-Rahul Suneja (LIC Policy Advisor)

New Delhi

arun gupta

I have taken policy of jeevan saral for 15 years. HOw much maturity amount i will get at the end of 15 years. whether amount given in the chart is correct or not?

Adam

Please contact LIC customer support on 1251. Visit on the link below for more details.

http://www.liclifeinsuranceindia.com/lic-of-india-nav-policy-status/

Rajendra kumar sinha

I want to invest Rs 5000/ P.M in jeevan saral for 10 years and 15 years two policy how much i will get after 10 yrs and 15 yrs. pl reply me

sagar

hi rajendra,

you get after 10 years amount is around by 6 lac & after 15 years amount around by 12 lac.

Rohit

I hv taken two LIC plans jeevn saral policy(Table 165) of 5 lacs and endowment plans (Table 14) of 4 Lacs for 20 Years.

I pay the anual premium for jeevn saral(Table 165) is 24020 and 19679 for Table 14.

Can you pls give approx maturity amount for both policies for 20Y PPT

Rohit

shriniwas

i pay annual premium rs.24020 for jeevan saral 165 of 5lacs for 15 years what will be the maturity amount after 15 years

Ritesh Jaiswal

Hi Shriniwas

The maturity amount would be 888794.

Please contact me know if you have more question.

Ritesh Jaiswal

Ritesh Jaiswal

Hi Rohit

The maturity amount for Jeevan Saral would be 1602960 and endowment plan would be around 9 lakh.

Please contact me know if you have any question.

Ritesh Jaiswal

Suryakiran Tadivaka

Dear Sir/Madam,

I’m having a LIC policy Jeevan Saral, paying quaterly premium RS 6,125/- & policy term is 21 years. As per the agent I have to pay till 8years after that no need to pay a single penny. Is that correct ?

If I have to pay for 21 years then please tell me how much amount I can get. I would appreciate if you could provide the table chart. Fyi.. Accured bonus in online showing as “There is no bonus for this policy”.

Thanks for your support.

Surya

Laxminarayan saini

165 table

Laxminarayan saini

LIC jeevan saral 165 table required

Sagar

If i will take 300000 INR policy for 20 years with yearly instalment. What amonu i will get after 20 years.Please give me details about Jeevan saral plan.

shailesh

I am paying Rs10312/month for 10 years, i have been told by the agent that i will be getting aprox. 22 lacs after 10 years with benifit of 25 lacs in case of natural death and 50 lacs in case of accidental death or if death occurs while on duty. please give me details of what exactly I will be getting after 10 years. Please mail me, becuse i am confused seeing the maturity sum assured shown on the certficate which is much low than the actual sum ivested by me.

BALJEET KAUR

I want to invest 500/- Rs per month or 6000/- annual for 10 years in lic jeevan saral.

Please tell me after 10 years what will pay lic to me.

REGARDS

BALJIT KAUR, MOHALI.

Khemendra Singh Rathore

If U invest 510/- Rs per month or 6120/- annual for 10 years in lic jeevan saral.

so after 10 years will pay 106454 Rs.lic to U.

REGARDS

Khemendra Singh Rathore

RAJIB ADAK

I wish to take Jeevan Saral(T-165) Policy for 25 Yrs Term by payment of Rs.6000/- half yearly as premium.

At the end of the policy how much amount I will recieve? what will be the sum assured value?

Regards

RAJIB ADAK

RChandrawal

My office mate Deepak D.o.B.-01/02/1975 is interested in LIC Policy of monthly premium Rs.1000/- with accidental benefit for 25 years. Also if he opts for Rs.2000/- per month what will he get finally under 5 lakh insurance benefit.

chandrawal

Srikanth

Sir,

I took JEEVAN SARAL for 20 years and I am paying Rs. 60,050/- per annum. On my policy main page, there is only Maturity sum assured as 138650. Where is the loyality additons ?

Kindly help me out !!!

stanley joseph

the nominee/s will get the benefits in case the policy holder demises after 5 years, from the date of commencement of policy. is n’t it evident that no such benefit will be available if the policy holder dies before the completion of 5 years? please clarify.

N.VASUDEVAN

Dear Sir,

If i will pay rs.250/- per month in jeevan saral (any time money)policy,then after 10 years how much i can get?please reply me for my future plan.

Khemendra Singh Rathore

Dear Sir,

If U will pay rs.250/- per month in jeevan saral (any time money)policy,then after 10 years U Will Receive 53226 Rs.

Regard’s

Khemendra Singh Rathore

Bhavnesh Kumar

SIR

I AM INVESTING RS 9138/ QTRLY IN LIC JEEVAN SARAL. MAXIMUM TERM OF POLICY IS 35 YEAR. WHAT WOULD BE MY RETURN AFTER 20 YEARS.

SUPRIYA KALE

MY AGE IS 26 YEARS. FOR THE PREMIUM OF RS 6000 PER YEAR HOW MUCH I WILL GET AFTER 25 YEARS.

kashyap vavadiya

sir,

I have already invest in jeevan anand paying pri.of Rs.1681/- per quarter. rs.5600/- per half year for bima gold.both for 20 year tenure. right now I am 36 yr.old,I wan’t to have atleast rs.40,00,000 at the age of 58.is there any plane I can still invest rs.50,000 per year . I am gov.salaried person. living in rural aria of gujarat.please reply me immediately.

your’s awaiting.

kashyap vavadiya

bimal bansal

i have taken 1 policy named jeevan saral with profit(table-165),and the premium amount is Rs.3000.00 per quater, and the period is 20yrs.

please tell me how much amount i will get after completion 10 years,15 years and 20 years respectively…….

waiting 4 ur reply

Pradeep Kumar

Mr Bansal,

For a premium of Rs 3000/- for Jeevan Saral you would get Approx 1.7 Lakh after 10 years, 3.7 Lakhs after 15 years and approx 7.25 lakh after 2 years.

Regards

Pradeep Kumar

Rahul

WE are 6125 for jeevan saral, what will be the return after 10years??

arun vsh

Lic jeevan saral policy do not provide such type of handsome returns in case of maturity as claimed in various comments.If you have already invested in this scheme please see your bond/certificate the ‘Maturity sum assured” amount is much lower to your actual invested amount. For official version of this scheme please click ‘Licindia.in’ and then click ‘ask your insurance advisor’ where you will get the factual position.

MUKESH

I wish to take Jeevan Saral Policy for 15 Yrs Term by payment of Rs.6000/- p.a. as premium.

At the end of the policy how much amount I recieved? what is the sum assured value?

Regards

MUKESH

Reply to this comment

Pradeep Kumar

Mr Mukesh,

For a premium of Rs 6000/- p.a. for Jeevan Saral, Sum assured would be around Rs 1,25,000/- ( 250 Times of monthly Premium i.e. 250 * 500).

If you would run this policy for 15 years you would get Approx 1.75 Lakh after 15 years, 3.3 Lakhs after 20 years and approx 5.5 lakh after 25 years.

Regards

Pradeep Kumar

Parvij

Dear Sir,

I wish to take Jeevan Saral Policy for 15 Yrs Term by payment of Rs.12,000/- p.a. as premium.

At the end of the policy how much amount I recieved? what is the sum assured value?

Regards

Parvij

ganesh

i have taken saral jeevan plan165

so i am paiding from feb2009 monthly 1000& its 20yer

so when will be completed my policy then how much major amount i will get.

Vaibhav Dhadave

Please provide us LIC Jeevan saral policy premium charat and return chart

SHALIN

can anybody give some ideal about loyalty?

R S Negi

I want to invest 500/- Rs per month or 6000/- annual for 10 years in lic jeevan saral

please tell me after 10 years what will pay lic to me.

REGARDS

R S Negi

DHANANJAY BHARDWAJ

IF I PAID A PREMIUM AMOUNT OF RS/-2000 PER MONTH THEN HOW MUCH AMOUNT I GOT AFTER 15 YEARS.

REGARDS,

DHANANJAY BHARDWAJ

MAHESH BABU

dear sir,

i have joined the jeevan saral policy 500/per month i request u to tell how much money iwill get after 20years.will u plz send the chart table of jeevan saral.thanking u sir

Pradeep Kumar

Mr Babu,

If you would invest 500/- per month then after 20 years you would get approx Rs 3,40,000/- (Three Lakh fourty thousand).

Regards

Pradeep Kumar

rajender singh mehra

i am join the jiwan saral policy 500/-Rs per months so i should know that how much money i found after 18 years

dharmen

you get after 18 years 319410 lac

Sachin Shintre

Dear sir,

You’ll get max Rs.1064520/- after 10yrs.If you r regular paying Rs.5000/-pm upto 10yrs.

thnx

RAVI PRADHAN

if i paid premium of Rs. 5000/- per month .then how much i ll get in ten years

Sachin Shintre

Dear sir,

You’ll get max Rs.1064520/- after 10yrs.If you r regular paying Rs.5000/-pm upto 10yrs.

thnx

subhash chauhan

sir, if i pay rs; 5000 per month after 16 years than how much amount i will gate?

Pradeep Kumar

Hi Subhash,

if you would invvest Rs 5000/- per month in Jeevan Saral for 16 Yrs then you would get approx 21 Lakh Rs.

If you would invest the same amount for 21 yeards you would get approx 36 Lakh Rs.

Regards

Pradeep Kumar

S S Jagada

Respected sir,

How it is possible? please give me the details.

Thanking u,

S S Jagada

Jigar

Pls mail me jeevan saral chart for age-19 years.i want to invest 400 pm.how much will i get after 15 years including LA.how loyalty addition is calculated

sanjib das

If i pay Rs 1500/- per month what will be the maturity sum assured for 20 years.

shaker

I want to purchase new bima gold, how is this plan overall? and i want to know how much one can calculate loyalty edition at maturity(appx) if possible can u furnish history of loyalty editions paid by lic.pl. reply me on my

Sachin Shintre

Dear Sir,

First tell me where r u belongs?

Currently where r u working or living?

thnx

swapnil

am join the jiwan saral policy 2000/-Rs per months so i should know that how much money i found after 25 years

debattam

if i pay premium of Rs. 1000/- per month, then how much i ll get after ten years. HOW i give monthly premium through bank automaticallY, mention in details.

Murkute subhash

Sir,

please send me a table no of ” Jeevan Saral With Jeevan akshay” Plan.

Salim

if i paid premium of Rs. 500/- per month .then how much i ll get in ten years ( jeevan Saral Plan)

kausik sengupta

JEEVAN SARAL BENEFIT ILLUSTRATION

PAY RS. 500/- PER MONTH

YEAR PREMIUM GROSS INTEREST NET

2010 6005.00 6005.00 570.48 6575.48

2011 6005.00 12580.48 1195.15 13775.62

2012 6005.00 19780.62 1879.16 21659.78

2013 6005.00 27664.78 2628.15 30292.93

2014 6005.00 36297.93 3448.30 39746.24

2015 6005.00 45751.24 4346.37 50097.60

2016 6005.00 56102.60 5329.75 61432.35

2017 6005.00 67437.35 6406.55 73843.90

2018 6005.00 79848.90 7585.65 87434.55

2019 6005.00 93439.55 8876.76 102316.30

2020 6005.00 108321.30 10290.52 118611.83

2021 6005.00 124616.83 11838.60 136455.42

2022 6005.00 142460.42 13533.74 155994.16

2023 6005.00 161999.16 15389.92 177389.09

2024 6005.00 183394.09 17422.44 200816.52

2025 6005.00 206821.52 19648.04 226469.57

2026 6005.00 232474.57 22085.08 254559.65

2027 6005.00 260564.65 24753.64 285318.29

2028 6005.00 291323.29 27675.71 318999.01

2029 6005.00 325004.01 30875.38 355879.39

chirag patel

Kaushikji,I am paying 30000/year for 20years.can u tell me approx.how much loyalty will be declared by LIC (just idea)?can u give me some idea aby other plans loyalty?so I can try to understand it.

jaya

my husband also want to buy jeevan saral if he pays Rs. 1000 per month what will be the maturity sum assured for 10,15,20 yrs. pl. sent the complete chart.

pl.pl.help

kausik sengupta

JEEVAN SARAL BENEFIT ILLUSTRATION

YEAR PREMIUM GROSS INTEREST NET

2010 12000.00 12000.00 1140.00 13140.00

2011 12000.00 25140.00 2388.30 27528.30

2012 12000.00 39528.30 3755.19 43283.49

2013 12000.00 55283.49 5251.93 60535.42

2014 12000.00 72535.42 6890.86 79426.28

2015 12000.00 91426.28 8685.50 100111.78

2016 12000.00 112111.78 10650.62 122762.40

2017 12000.00 134762.40 12802.43 147564.83

2018 12000.00 159564.83 15158.66 174723.49

2019 12000.00 186723.49 17738.73 204462.22

2020 12000.00 216462.22 20563.91 237026.13

2021 12000.00 249026.13 23657.48 272683.61

2022 12000.00 284683.61 27044.94 311728.56

2023 12000.00 323728.56 30754.21 354482.77

2024 12000.00 366482.77 34815.86 401298.63

2025 12000.00 413298.63 39263.37 452562.00

2026 12000.00 464562.00 44133.39 508695.39

2027 12000.00 520695.39 49466.06 570161.45

2028 12000.00 582161.45 55305.34 637466.79

2029 12000.00 649466.79 61699.35 711166.14

jaya

I have taken a policy jeeven saral . i am paying Rs.750 per month. but when i got policy paper it gives different maturity amt and my agent gives me Rs.333298 amt as maturity on 15 yrs. i amm asking my agent about this diffrence but he says that after adding LA it becomes this much?

is it true or i stop my premium and withdraw policy?

pl. help.

Adam

Please contact our LIC agent through phone and he will answer your queries. His phone number is mentioned on the top right hand side on the website.

Mr Pandya

Dear Sir/Madam,

Please tell me the banefit of jeevan saral plan.

kashyap

it one of the best plan ever in the history of the lic,low primium with good return,

double accident benifit,

loan facility, it is am any time money plan,

withdrawal after 1o yrs get loyalty bonus

TAKE JEEVAN SARAL PLAN ,

JEEVAN SARAL HO JAYEGA.

N.K.JHA

Dear Sir/Madam,

Please send the jeevan saral complete chart.

ranjit shaw

If i pay Rs 1000 pe month what will be the maturity sum assured for 20 years

ranjit shaw

please send the return chart for 10,15 20 ,25 years term

Partha Das

I had some queries which are as follow:

i) Considering the yearly premium of Rs 18,000 for 29 years what will be my probable payback?

ii) what will be the payback incase of death after 5 years? And also what will be the Accidental Death?

Please replye ASAP

Prakash Kumar

Dear Sir/ Madam,

Please give me the details about Jeevan Saral if want to pay about 700/= per month upto 25 years then who much will be extra benifit & what will be the amount for the premium in 25 years can you give me the details on my email-**********@rediffmail.com and the list of Jeevan Saral.

Thanks with regards.

Prakash Kumar

Pradeep Kumar

Mr Kumar,

If you would pay 750/- per month for 25 years then after 25 years you would get approximaterly RS 8,50,000/- ( Eight Lakh

,Fifty thousand) from Jeevan saral Policy.

Regards

Pradeep Kumar

manas

This 8,50,000, which the person will get after paying at Rs. 750/- per month for a period of 25 years will be excluding loyalty paid or including???????

Suraj

Sir, i got to know about lic’s jeevan saral (t-165) that if i pay the premium of rs. 7206 i will get basic sa rs. 150000 plus…if i become an agent i will get the benefit like. ‘cash tree plan’.is it true…..

Rana Ghosh

Sir, send me the chart to my e-mail address.

Rana Ghosh

Sir,I’ve a Jeeven Saral policy continuing with a premium of Rs12010/- yearly for 15 yrs. Now reply me after 5 yrs if I surrender, what amount I’ll get back.

Rana Ghosh

Sir, Pl. send me the chart of Jeevan Saral Plan 165

shivpoojan

Sir,I have a moneyplus policy no.313231328. What is the surrender value till date 8April 2010.plz send the SV on mail.

pravin

if i paid premium of Rs. 500/- per month .then how much i ll get in ten years

anil

i am join the jiwan saral policy 500/-Rs per months so i should know that how much money i found after 10 years

Tejas s

it differs from age to age. every person has a different maturity value.

The higher the age, lower the value

Pradeep Kumar

Hi Pravin,

For Jeevan Saral I would recoment the Period of 20 Years. 10 Year period is too low to get the optimal benefits.

If you would invest 500/- per month then after 20 years you would get approx Rs 3,40,000/- (Three Lakh fourty thousand).

regards

Pradee Kumar

Ritesh Kumar

i am join the jiwan saral policy 2000/-Rs per months so i should know that how much money i found after 10 years.

Surendar sinha

How is this new scheme Jeevan saral different from other plain endowment plans from LIC like (Table 14 etc). Iam looking for 5Lakh cover perspective.

Also, Can you pls give approx maturity amount for 5L for 20Y PPT

Pradeep Kumar

Mr Sinha,

To get the cover of Rs 5 Lakh you need to pay the anual premium of Rs 24020/- (2041 Rs per month).

If you would pay 24020/- for 20 years then after 20 years you would get approximaterly RS 13,40,000/- ( Thirteen Lakh,fourty thousand) from Jeevan saral Policy.

Regards

Pradeep Kumar

Sudhir

Mr. Pradeep,

I hv taken jeevn saral policy of 5lacs. I am paying Rs.24020 per year, policy term is 16 years. When I was taking this policy, I was told that I wud get something around 10 lakh but in Bond sum assured is given 422000.

when I asked him why it is like this, he told that bonus can not be included in bond. I am in doubt whether this fellow is cheating on me?

Pls help me out,

Thanks